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The Conventional Loan

With a conventional loan, your monthly payments and interest rates will never change over the life of the loan, offering you the financial stability with the ever changing market and rates. This loan is the best choice for homeowners who plan to stay in their home for multiple years as the interest rate does not fluctuate.

Benefits of a Conventional Loan:
  • Consistent monthly payment
  • No fluctuating interest rates
  • Ability to lock in lowest interest rate
  • Flexibility to refinance in the future

Additional Information
Since Conventional maximum loan amounts vary by county, it is important to work with a licensed mortgage banker to determine if this is your best option. Keep in mind, PMI (private mortgage insurance) is required on all loans with less than 20% down payment.