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Your Private Money Lender

We say “YES” even when your bank says “NO”

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Make More Money

Private Capital for Real Estate Investors

Quick Decisions, No Surprises
Best Loan Rates in Town

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Achieve your business goals faster with American Heritage Lending.

It’s Free with No Obligation

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  • Purchase Price

Rental Property Loans

No two investment real estate loans are the same. Trust American Heritage Lending to work with you to meet your unique business needs. We specialize in low-rate home loans to real estate investors.

Compare rates to see how we can improve your cash flow!

Increase profits or grow your portfolio.


No tax returns


No income verification


Less than perfect credit ok

Fast Closing

Don’t wait weeks or months for approval.  American Heritage Lending can have your loan closed in as little as 10 days.

We Are Direct Lenders

American Heritage Lending is an official direct lender.  We lend our own money.

Instant Approval

Don’t wait long to find out if you were approved or not. Your loan can be approved in as little as 24 hours.

Larger Loan Amount

Do you need a larger loan amount? No problem! We offer loan amounts from $100,000 to $2 million.

Low Down Payment

Save more of your money on down payments. We provide money for the acquisition and rehab of your next deal.

Satisfaction Guaranteed

We have over 15+ years of lending experience and we know what we are doing. No one is better than us.

Get started today!

Call us at 888-678-0751 and speak to one of our experienced investor loan representatives or check a few boxes on our form above and we’ll contact you to explain the options available. No cost. No obligation. Completely confidential.

Nationwide Leader in Private Money Lending

Our Private Money Rental Home Loan Programs are structured to meet your real estate investing needs, regardless of what type of real estate investor loan you’re looking for. As one of the premiere private money lenders for real estate investors, our borrowers can rely on us to quickly finance their real estate deals and help them grow their business. Compare rates and see how we can improve your cash flow to increase profits or grow your portfolio. No tax returns. No income verification. Less than perfect credit ok.

The American Heritage Lending Difference

For almost 20 years, we have served real estate investors Nationwide by providing real estate investment loans that have spurred growth and strengthened our communities. With a cohesive management team, we’ve built strong relationships in the market and are a direct lender partnered with one of the largest hedge funds in America. Our team is with you every step of the way, from loan submission to funding. Bringing a simple, unparalleled, common-sense approach to underwriting, American Heritage Lending is the only sensible choice for your investment property loan needs.

Click here for access to the Consumer NMLS

FHA Lender ID 27897-0000-1 ⋅ VA Lender ID 902138-00-00
State licenses: Arizona Mortgage Banker License 0912684; California - Department of Financial Protection and Innovation, Pursuant to California Financing Law License Number 603G668; California - DRE Real Estate Corporation License Endorsement 01844643; Colorado Mortgage Company Registration 93735; Florida Mortgage Lender License MLD94; Iowa Mortgage Banker License 2018-0155; Maryland Mortgage Lender License 18412; Nebraska Mortgage Banker License 93735; Oregon Mortgage Lending License ML-4808; Virginia Broker License MC-5775; Virginia Lender License MC-5775; Washington Consumer Loan Company License CL-93735.

Submitting a form from this website does not obligate you to enter into an agreement with American Heritage Lending, LLC; nor does it constitute an application for a mortgage loan. Submitting this form does authorize to deliver this form to a American Heritage Lending, LLC mortgage loan officer who will contact you by phone and/or email to respond to your inquiry into the American Heritage Lending, LLC mortgage programs and financing solutions.

American Heritage Lending, LLC, is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is: Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.